Auto finance made easy

Skip the paperwork. Get approved in minutes. Buy your dream ride with confidence.

Get My Rate

Takes 60 seconds, no impact on your credit score 
to see if you're approved 👍

Rates from as low as 5.89% APR.

This page is for information purposes only. Our finance products are currently only available to United Kingdom residents. Carmoola Limited is authorised and regulated by the Financial Conduct Authority in the UK. We do not currently have authorisation to provide financial services to United States residents and this website does not constitute a solicitation or offer of services in the US. 

Copyright © 2025 Carmoola All Rights Reserved

How it works

Speedy decision

Know your budget before picking a vehicle. Browse with confidence, not uncertainty.

Quick application

Find out what you can borrow in minutes, not days. No mountain of paperwork required.

Pay with ease

Use our virtual card, Apple Pay, Google Pay, or bank transfer to secure your next ride.

Carmoola puts you in the driver's seat when buying your next car. Browse with confidence knowing exactly what you can afford.

Complete flexibility 
and control

Know your purchasing power

Adjust your down payment and term as needed

Get approved in just minutes

Get Started

Why choose Carmoola?

Auto financing doesn't have to be complicated. We've stripped away the stress and confusion.

Free vehicle history checks to avoid problematic vehicles

Buy from thousands of trusted dealerships

4.9 Trustpilot rating with thousands of reviews

Find out your borrowing power in minutes. No impact on your credit score to see if you're approved.

Ready to upgrade your ride?

Get My Budget

4.9 out of 5 based on 2,000+ reviews